Stamp Duty in Karnataka 2026
What you will pay on top of the plot price
Stamp duty and registration fees are the biggest extra costs when buying a plot. Here are the Karnataka basics for 2026, with a worked example.
Karnataka Rates (Indicative)
| Property value | Stamp duty (indicative) |
|---|---|
| Up to ₹20 lakh | About 2% |
| ₹21–45 lakh | About 3% |
| Above ₹45 lakh | About 5% |
Cess and surcharge are added on the stamp duty in many areas, and the registration fee is 2% (revised from 1% in 2025). Duty is calculated on the higher of the transaction value and the government guidance value. Rates change — confirm before you register.
Worked Example: ₹1.20 Cr Plot
| Item | Amount (illustrative) |
|---|---|
| Plot value | ₹1,20,00,000 |
| Stamp duty + cess/surcharge + 2% registration (~7.6%) | ₹9,12,000 |
| Total | ₹1,29,12,000 |
This mirrors the illustration used in Prestige Olive Oak marketing material. Your actual figure depends on rates at registration and the final value.
Tips
Budget Early
Add ~7.6% to your plot budget as a planning figure.
Check Guidance Value
If guidance value exceeds price, duty is on guidance value.
Loans Don't Cover It
Banks usually do not finance stamp duty.
Keep Receipts
Retain payment proofs for records and tax.
Prestige Olive Oak at a Glance
| Developer | Prestige Group (Prestige Estates Projects Ltd.), est. 1986, Bengaluru |
| Location | Chikkajala, off Bellary Road (NH-44), North Bangalore 562157 — see location |
| Land Area | 30+ acres with about 4.5 acres of open space |
| Total Plots | About 600 freehold villa plots |
| Plot Sizes | 1,200, 1,500, 2,000 & 2,400 sq.ft. + odd/corner plots — see plot plans |
| Price | From ₹1.20 Cr* (EOI ₹10,000/sq.ft.) — see price list |
| Status | Pre-launch, EOI open; launch expected 10 December 2026 |
| RERA | Awaited — verify on rera.karnataka.gov.in before booking |
| Possession | Target December 2029 (as per RERA filing) |
Frequently Asked Questions
About 5% for properties above ₹45 lakh, with lower slabs for smaller values, plus applicable cess/surcharge.
Roughly 7.6% combined for higher-value properties, as an illustration.
On the higher of the transaction value and guidance value.
About ₹9.12 lakh including registration at ~7.6%, as an illustration.
Get in Touch
Contact us for the Prestige Olive Oak plot plan, EOI cost sheet, site visits, plot availability and pre-launch offers.